Why AIXL
Most banks have tunnel vision.
A bank sees its own customers, but not the market around them. AIXL sets your transactions, anonymously, in the context of a multi-bank dataset built to grow to tens of billions of transactions, so you immediately see your position in the market:
- Share of walletHow much of your customers’ spend runs through your cards, against peers.
- Spend leakageHow much is moving to fintechs and other banks, and where it goes.
- Fraud lossesYour losses per pound of spend, against the market.
- Revenue per cardWhat each active card earns you, against your competitors.
Our specialists work inside your bank, turning data you already hold into the insight your board needs most.
How it works
Three steps from raw data to boardroom insight
We connect the dots
Our AIXL specialist team works alongside your IT and data teams to connect the relevant datasets. This is work we know well: where others struggle, we make rapid progress. We know where the data lives, how to tokenise it and how to process it without disturbing live systems.
Context reveals a new world
The AIXL platform combines your data with external industry data: peer benchmarks, market and regulatory statistics, and competitor signals. Your bank’s position is shown in context, never in isolation.
Competitive advantage
Clear, actionable insights for the CEO and board: where you stand against peers, where customers and revenue are leaking, and which risks are emerging in the months ahead. Our experts stay with you to help turn insights into action.
See the proof, quickly
Start with 12 months of history. See results in weeks, not quarters.
For most banks, the most powerful first step is to load 12 months of historical card data. It gives the board an immediate picture of where the bank stands, and it can be done before, or in parallel with, the live data integration. The board doesn’t have to wait for the project to finish to start seeing value.
We work under a data processing agreement and to UK GDPR standards, using pseudonymised data wherever possible. Customer-level data stays protected; the board sees insight, not personal records.